by Kamyar Shah | May 15, 2026 | Freight Insurance
Freight brokers are not motor carriers, and the FMCSA knows it. Rather than requiring brokers to carry motor carrier liability insurance, the agency created a separate financial responsibility requirement that reflects the broker’s actual role: connecting...
by Kamyar Shah | May 15, 2026 | Freight Insurance
Many motor carriers search for “FMCSA cargo insurance requirements” expecting to find a federally mandated coverage amount. The honest answer surprises them: FMCSA does not require cargo insurance for most property-carrying motor carriers. What the agency...
by Kamyar Shah | May 15, 2026 | Freight Insurance
Cargo insurance is one of the most misunderstood parts of a trucking company’s insurance program. Many carriers assume the federal insurance minimums cover everything — including the freight they’re hauling. They don’t. The FMCSA’s $750,000...
by Kamyar Shah | May 15, 2026 | Freight Insurance
The Federal Motor Carrier Safety Administration sets federal floor on how much liability insurance a trucking company must carry before it can haul freight in interstate commerce. Getting that number wrong — either by carrying too little or by misunderstanding what...
by Kamyar Shah | May 15, 2026 | Freight Insurance
If you operate a commercial motor vehicle in interstate commerce, the Federal Motor Carrier Safety Administration (FMCSA) requires you to carry minimum levels of liability insurance before you can legally haul freight. No insurance filing, no operating authority — and...
