by Kamyar Shah | May 15, 2026 | Freight Insurance
Getting your first trucking company’s insurance is one of the most expensive and frustrating parts of starting a motor carrier operation. New authorities face premium rates 2–3x higher than established carriers, coverage denials from standard insurers, and a...
by Kamyar Shah | May 15, 2026 | Freight Insurance
Hauling hazardous materials is among the most regulated activities in commercial trucking. The FMCSA requires significantly higher insurance minimums for hazmat carriers than for standard freight, and additional permits and registrations apply depending on the...
by Kamyar Shah | May 15, 2026 | Freight Insurance
Freight brokers are not motor carriers, and the FMCSA knows it. Rather than requiring brokers to carry motor carrier liability insurance, the agency created a separate financial responsibility requirement that reflects the broker’s actual role: connecting...
by Kamyar Shah | May 15, 2026 | Freight Insurance
Many motor carriers search for “FMCSA cargo insurance requirements” expecting to find a federally mandated coverage amount. The honest answer surprises them: FMCSA does not require cargo insurance for most property-carrying motor carriers. What the agency...
by Kamyar Shah | May 15, 2026 | Freight Insurance
Cargo insurance is one of the most misunderstood parts of a trucking company’s insurance program. Many carriers assume the federal insurance minimums cover everything — including the freight they’re hauling. They don’t. The FMCSA’s $750,000...
by Kamyar Shah | May 15, 2026 | Freight Insurance
The Federal Motor Carrier Safety Administration sets federal floor on how much liability insurance a trucking company must carry before it can haul freight in interstate commerce. Getting that number wrong — either by carrying too little or by misunderstanding what...
by Kamyar Shah | May 15, 2026 | Freight Insurance
If you operate a commercial motor vehicle in interstate commerce, the Federal Motor Carrier Safety Administration (FMCSA) requires you to carry minimum levels of liability insurance before you can legally haul freight. No insurance filing, no operating authority — and...
by Kamyar Shah | Apr 2, 2026 | Freight Insurance
A DOT audit does not create compliance problems — it reveals the ones that already existed. The violations, the missing files, the hours of service exceptions that accumulated quietly over months — the audit simply assigns them a score and a consequence. Motor...
by Kamyar Shah | Mar 30, 2026 | Freight Insurance
Most trucking companies that hire a consultant are not in crisis — they are at a threshold. Revenue is growing, truck count is climbing, but the margin is not keeping up. The owner is working harder than ever and earning less per truck than when the operation was...
